Tax, Salary & Business
Freelance Rate Calculator
Freelance Rate — freelance Rate Calculator builds a freelance rate from your target income, billable hours and an overhead/tax allowance. This page runs that same calculation on your numbers, in your browser: no signup, no uploads, nothing stored.
Freelance Rate Calculator turns your desired annual income, billable hours per week, working weeks per year and annual business expenses into the hourly or day rate using target income, billable hours and costs. The maths runs locally, so nothing you enter leaves the page.
Estimate only — not tax or payroll advice. Real pay depends on your local tax, deductions and employer rules, which this does not fully model.
About this calculator
Get freelance rate right and the rest of the task gets easier. Freelance Rate Calculator builds a freelance rate from your target income, billable hours and an overhead/tax allowance. It matters whenever pay, prices or filings depend on getting the arithmetic right before the paperwork does. To net 1,200,000/year billing 1,500 productive hours, charge at least 1,200,000 ÷ 1,500 = 800/hour before taxes and overheads. The tool above does the same computation in your browser — free, private, nothing stored.
How to use
- Enter your desired annual income and yearly business expenses.
- Enter your billable hours per week and working weeks per year.
- Set the tax set-aside and profit buffer percentages.
- Tap Calculate to see the recommended hourly rate.
Why use the Freelance Rate Calculator
Instant
Every figure is computed on your device the moment you tap Calculate.
Private
Your numbers stay in your browser; nothing is sent to a server or saved.
Free
No signup, no paywall, and no ads placed inside your results.
Works offline
Once the page has loaded it keeps working even on a weak connection.
Mobile-first
Laid out for phones and tablets just as much as for desktops.
Honest estimates
Uses simplified, standard formulas for educational estimates; real-world figures vary with local rules, fees, and current rates.
Common uses
Use it when quoting a client
Use it for project pricing
Use it for billable-hour planning
Use it when comparing rate scenarios
Use it for a quick rate estimate
Use it when adding an overhead and tax buffer
Technical notes
Freelance Rate Calculator builds a freelance rate from your target income, billable hours and an overhead/tax allowance.
Figures use the costs, prices and rates you enter and exclude taxes and one-off charges unless a field asks for them.
Because it runs locally, results appear instantly with no server round-trip.
Worked example
To net 1,200,000/year billing 1,500 productive hours, charge at least 1,200,000 ÷ 1,500 = 800/hour before taxes and overheads.
FAQ
How does this freelance rate calculator build the rate?
It adds your desired income and expenses, applies a profit buffer, grosses the total up for the tax you set aside, then divides by billable hours per year to get an hourly rate.
Does the Freelance Rate Calculator send my data to a server?
No. The Freelance Rate Calculator runs entirely in your browser with JavaScript; the values you enter never leave your device and nothing is uploaded or saved.
Why are billable hours lower than working hours?
Not every working hour is billable; admin, sales, and breaks reduce billable time. Use a realistic billable figure so the rate covers your goal.
What tax percentage should I set aside?
Use an estimate for your situation and jurisdiction. The tool grosses the rate up so that, after setting that share aside, your target income remains.