Finance & Investment
Future Value Calculator
Future Value: it compounds your money with FV = PV·(1 + i)^n on the present value, rate and number of years you enter. Worked through below with real figures, and the calculator repeats the working on your own inputs — free, on-device, instant.
Want to work out the future value of money? Future Value Calculator does it from your present value, annual rate and number of years and shows the projected future value clearly, with everything calculated in your browser.
Estimate only. Not financial, investment, tax, retirement, pension, crypto, or legal advice. Returns, rates, fees, taxes, inflation, market prices, product rules, and government schemes can change. Verify with official sources or a qualified professional before relying on results.
About this calculator
It compounds your money with FV = PV·(1 + i)^n on the present value, rate and number of years you enter. It matters any time money changes value over time — savings, loans, investments, prices and pay all reduce to these relationships. Worked below as The future value of 50,000 at 8% for 10 years = 50,000 × 1.08 10 = 107,946.25 . — and the calculator on this page repeats exactly that working for your inputs, instantly, and offline after load.
How to use
- Enter the present value, the amount you have today.
- Type the annual rate of return used to grow that present value.
- Set the number of years to grow the amount.
- Tap Calculate to see the future value of that sum.
Why use the Future Value Calculator
Instant
Every figure is computed on your device the moment you tap Calculate.
Private
Your numbers stay in your browser; nothing is sent to a server or saved.
Free
No signup, no paywall, and no ads placed inside your results.
Works offline
Once the page has loaded it keeps working even on a weak connection.
Mobile-first
Laid out for phones and tablets just as much as for desktops.
Honest estimates
Uses simplified formulas for educational estimates; actual results vary with taxes, fees, compounding rules, market returns, scheme rules, inflation, and local regulations.
Common uses
Use it for projecting a present sum's future value
Use it when comparing growth rates
Use it for a quick future-value check
Use it when reviewing an expected return
Use it for a future-value estimate
Use it for time-value-of-money problems
Technical notes
Future Value Calculator compounds your money with FV = PV·(1 + i)^n on the present value, rate and number of years you enter.
Figures assume the rate and amounts you enter stay fixed and exclude fees, taxes and charges unless a field asks for them.
Because it runs locally, results appear instantly with no server round-trip.
Worked example
The future value of 50,000 at 8% for 10 years = 50,000 × 1.0810 = 107,946.25.
FAQ
What is the future value formula?
Future value equals present value times (1 + rate) raised to the number of years, assuming the amount compounds once per year.
Does the Future Value Calculator send my data to a server?
No. The Future Value Calculator runs entirely in your browser with JavaScript; the values you enter never leave your device and nothing is uploaded or saved.
Why does future value matter in finance?
It lets you compare money available at different dates on an equal footing, which underpins investment, loan, and valuation decisions.
Is this the same as compound interest?
The maths is the same single-sum compounding; this tool focuses on the resulting future value, while the compound interest tool also breaks out the interest earned.