Finance & Investment
Mutual Fund Returns Calculator
Mutual Fund Returns — it uses the SIP future-value formula FV = P × ((1+i)^n − 1)/i × (1+i), assuming a fixed periodic investment and rate. This page runs that same calculation on your numbers, in your browser: no signup, no uploads, nothing stored.
Mutual Fund Returns Calculator turns your monthly investment, expected annual return and investment period into the maturity value, amount invested and estimated returns using compound-growth formulas. The maths runs locally, so nothing you enter leaves the page.
Estimate only. Not financial, investment, tax, retirement, pension, crypto, or legal advice. Returns, rates, fees, taxes, inflation, market prices, product rules, and government schemes can change. Verify with official sources or a qualified professional before relying on results.
About this calculator
It uses the SIP future-value formula FV = P × ((1+i)^n − 1)/i × (1+i), assuming a fixed periodic investment and rate. It matters any time money changes value over time — savings, loans, investments, prices and pay all reduce to these relationships. Here is the calculation on real numbers: A ₹50,000 investment growing to ₹90,000 over 5 years is a CAGR of (90,000/50,000) 1/5 − 1 = 12.47% . For your own figures, use the calculator above — same method, your inputs, computed on-device.
How to use
- Enter the amount you invest in the fund every month.
- Type the expected annual return for the fund as a percentage.
- Set the number of years you will stay invested.
- Tap Calculate to project the fund value and total invested.
Why use the Mutual Fund Returns Calculator
Instant
Every figure is computed on your device the moment you tap Calculate.
Private
Your numbers stay in your browser; nothing is sent to a server or saved.
Free
No signup, no paywall, and no ads placed inside your results.
Works offline
Once the page has loaded it keeps working even on a weak connection.
Mobile-first
Laid out for phones and tablets just as much as for desktops.
Honest estimates
Uses simplified formulas for educational estimates; actual results vary with taxes, fees, compounding rules, market returns, scheme rules, inflation, and local regulations.
Common uses
Use it when comparing expected return rates
Use it for goal-based investing
Use it when planning a savings habit
Use it for compounding projections
Use it for retirement corpus building
Use it when setting a monthly investment
Technical notes
Mutual Fund Returns Calculator uses the SIP future-value formula FV = P × ((1+i)^n − 1)/i × (1+i), assuming a fixed periodic investment and rate.
Figures assume the rate and amounts you enter stay fixed and exclude fees, taxes and charges unless a field asks for them.
Nothing you type is uploaded — the calculation happens entirely on your device.
Worked example
A ₹50,000 investment growing to ₹90,000 over 5 years is a CAGR of (90,000/50,000)1/5 − 1 = 12.47%.
FAQ
How are mutual fund returns projected here?
Each monthly contribution is compounded to the end of the term using the future-value-of-annuity method, then summed; the result is an estimate, not a guarantee.
Does the Mutual Fund Returns Calculator send my data to a server?
No. The Mutual Fund Returns Calculator runs entirely in your browser with JavaScript; the values you enter never leave your device and nothing is uploaded or saved.
Are mutual fund returns fixed?
No. Fund returns fluctuate with the market; the rate you enter is an assumption for planning and actual outcomes will differ.
Does this account for expense ratios or taxes?
No. It projects gross growth only; fund expense ratios, exit loads, and capital-gains tax will reduce the real outcome.